Financial Planning Services
What We Do Best
Personalized Wealth Management
A sound financial plan is the foundation of a successful financial future. Whether planning for retirement, college savings, charitable causes, or other important desires, we tailor our approach to your unique situation and goals.
Our investment strategies are built on that financial planning foundation and designed to minimize investment costs, reduce taxes, manage investment risk, and take advantage of opportunities as they arise in our increasingly complex global economy.
Types of Accounts
- Individual & Joint Tenant
- 401(K) Rollovers
- Traditional IRAs
- Roth IRAs
- SIMPLE IRAs
- SEP IRAs
- Solo 401(K)s
- 529s
- Custodial
- Trusts
- Business/Corporate
- 401(K) Plans
important things you should know
Questions And Answers
ETF Store FAQs
How do I get started?
Simply contact one of our experienced advisors at 1-877-365-3837(ETFS) or send an e-mail to advice@etfstore.com. We will provide a full assessment of your existing portfolio and develop a personal investment strategy tailored to your situation.
We will then establish an account for you at Charles Schwab or TD Ameritrade and facilitate funding the account or transferring in an account from another brokerage. We will also have you sign our Client Agreement which appoints us as your investment advisor.
Do you charge for an initial consultation?
No. We will perform a free, no obligation review of your existing portfolio. We will conduct a full analysis of your current holdings, highlight strengths & weaknesses in the portfolio, and offer suggested courses of action. This is usually an excellent starting point and can provide you with a valuable comparison to our services.
What types of accounts does The ETF Store manage?
We manage all types of accounts including IRAs, individual taxable, joint taxable, personal trusts, 529s, and 401(K)s.
Where are my investments held?
We use Charles Schwab and TD Ameritrade as our primary custodians to hold client assets and facilitate trade execution.
Does The ETF Store have access to the money in my account?
No. The ETF Store only has the ability to trade securities in the account and be paid a management fee from the account based on the fee structure outlined in the Client Agreement. We have no other access or authority to access any funds in your account.
Will I have online access to my account?
Yes. You can access your account online through the Custodian’s online portal. Through your online access, you can view current holdings and review account statements, trade confirmations, and tax forms.
How often will I receive statements and reports?
Charles Schwab and TD Ameritrade send monthly statements, as well as confirmation notices on all trades. The ETF Store provides detailed quarterly performance reports for your accounts. All statements can be delivered electronically via e-mail.
Are my accounts insured from acts or events such as theft, fraud, errors, omissions and insolvency?
Yes. Charles Schwab is a member of the Securities Investor Protection Corporation (SIPC). Securities in your account are protected up to $500,000 for brokerage accounts held in each separate capacity (e.g., joint tenant or sole owner), with a limit of $250,000 for claims of uninvested cash balances. For details, please see www.sipc.org.
This coverage provides you protection against brokerage insolvency and does not protect against loss in market value of the securities.
In addition, The ETF Store carriers an Errors & Omissions insurance policy.
How does The ETF Store protect client privacy?
If I am not satisfied with your services, is there a fee to terminate our agreement?
No. You have the right to terminate the Client Agreement and/or liquidate your account at any time by providing us with 10 days advance written notice. Any fees will be refunded pro-rata from the date of termination to the date to which the fee has been prepaid.
iPortfolios FAQs
What is iPortfolios?
iPortfolios is an online investment platform that guides you through the process of investing in a lineup of ETF Store portfolios on your own. iPortfolios provides helpful, interactive tools allowing you to invest for specific goals such as retirement or saving for a home purchase.
Simply complete a personal risk tolerance questionnaire and based on the information you provide, the platform will select the appropriate model portfolio for your situation.
Your portfolio will then be monitored on an ongoing basis, with changes made as required by market conditions or changes to your unique situation. Your portfolio will also be automatically rebalanced on a regular basis.
How do I get started?
Visit iportfolios.com and simply follow the prompts. There is no obligation or requirement to fund an investment account. If you decide to fund an account, you can complete an online application to setup and fund your account.
What types of accounts can I setup?
Traditional IRA, Roth IRA, Rollover IRA, Individual Taxable Account, and Joint Taxable Account.
Where is my account held?
Your account will be held at Charles Schwab, one of the largest custodians in the country.
How do I fund my account?
During the account setup process, you can setup a transfer from your bank or request a transfer of an existing account to Charles Schwab.
Is there a minimum balance required?
Currently, there is a $5,000 minimum account balance required.
Can I setup automatic contributions to my account?
Yes. You can setup automatic monthly contributions to your account or simply request one-time deposits at your discretion.
What types of investments will my account hold?
Your account will be invested in low-cost Exchange Traded Funds (ETFs).
What are the fees for iPortfolios?
We charge an annual fee of 0.50%. This fee is billed monthly, in arrears, and calculated based on the average value of your account each day during the prior month. The ETFs held in your portfolio also charge an annual expense ratio, which currently averages approximately 0.15% annually.
How do I get funds out of my account?
Simply go to the “Add/Withdraw Funds” tab and request a withdrawal.
What if I have additional questions?
We would love to hear from you! Simply e-mail us at advice@etfstore.com.
